troubleinaz Posted July 5, 2009 Report Share Posted July 5, 2009 I recently did a search for my name for any court records in AZ. This one came up and has me puzzled.Case Activity CAPITAL ONE BANK VS (me)Date Description Party06/23/2009 DISMISSAL Plaintiff 104/21/2009 LETTER SENT 07/25/2008 CIVIL (JUSTICE COURT) Plaintiff 1 First of all, how can Cap1 open a case against me without any proper service? The court it was filed in is in a county I moved out of nearly 5 years ago! I never received any paperwork whatsoever.Since it shows as dismissed, does that mean the debt is no longer valid? (I can dream!)What should I do at this point? I have just started today to set up a credit repair system for myself, complete with 3ring binders and all the goodies to stay organized through the process. Taking advice from the great post found here: If you are wondering how to find your court records, here is the link I used:http://www.freeprf.com/court_records1.html Link to comment Share on other sites More sharing options...
merrybucks Posted July 5, 2009 Report Share Posted July 5, 2009 It was probably dismissed because they couldn't locate you. In AZ you can be served CMRR that is why the record shows letter sent.Since it shows as dismissed, does that mean the debt is no longer valid?No Link to comment Share on other sites More sharing options...
flacorps Posted July 8, 2009 Report Share Posted July 8, 2009 Cap1 could sue you again, but keep in mind that the statute of limitations for Cap1 accounts could be as short as 2 years (easily 3 years without having to make an arcane argument) due to their choice of Virginia law in their agreements. Link to comment Share on other sites More sharing options...
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