Bankruptcies low in states that don't seize wages

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I love the conclusion they draw- BKs are filed due to wage garnishment. I think the negative corollary here is just as strong- if you are in a non-garnishment state, then BKs are not filed as often because there is nothing for creditors to attach.

As usual, it's clear as mud. But it seems the AP has made their mind up.

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