BTO429 Posted September 19, 2009 Report Share Posted September 19, 2009 This is for a Lowes credit card.I had this card in 2001 or 2002. I do not recall a balance. It says they have purchased the debt.I thought that on these letters they had to include a statement that says i have 30 to request validation, and if they don't it is a violation. There is no statement to this any where on the bill. Link to comment Share on other sites More sharing options...
newryman Posted September 19, 2009 Report Share Posted September 19, 2009 What does the letter say? Are they merely notifying you that they have accquired the account or are they undertaking collection acivity? What is on the reverse side of the letter? Link to comment Share on other sites More sharing options...
BTO429 Posted September 19, 2009 Author Report Share Posted September 19, 2009 (edited) I did find the clause about this is an attempt to collect a debt, please see the back of this letter for important information, on the back it is blank.They offered me three payment options on the front side, nothing on the reverse side, its blank Edited September 19, 2009 by BTO429 Link to comment Share on other sites More sharing options...
Carolinablue Posted October 1, 2009 Report Share Posted October 1, 2009 BTO-These idiots and pretty easy to get rid of! I faxed them a letter stating that they had violated something (can't remember what). I attached my NY Attorney General Complaint since they are in trouble with the AG's office for their collection activity. I sent the fax 2-3 times on two different days and the collection was gone off my reports in about 4 days. I have the fax number if you can't find it online. Link to comment Share on other sites More sharing options...
unusualsuspect Posted October 1, 2009 Report Share Posted October 1, 2009 Had a run in with them too--- sent certified letters to all board members' homes. Account dropped like a hot potato!!SAMIR M SHAHMANAGER35 RODEO DRSYOSSET,NY 11719NEIL MATTEMANAGER35 RODEO DRSYOSSET,NY 11719SCOTT MATTEMANAGER60 NORTHGATE DRSYOSSET,NY 11719 Link to comment Share on other sites More sharing options...
Ar.Bee Posted October 20, 2009 Report Share Posted October 20, 2009 Wtg!had a run in with them too--- sent certified letters to all board members' homes. Account dropped like a hot potato!!Samir m shahmanager35 rodeo drsyosset,ny 11719neil mattemanager35 rodeo drsyosset,ny 11719scott mattemanager60 northgate drsyosset,ny 11719 Link to comment Share on other sites More sharing options...
kjundad18 Posted October 23, 2009 Report Share Posted October 23, 2009 I had a couple of old bank accounts, that were actually mine, with these people. Sent them a PFD on both of them. They agreed, I paid, gone within 7 days of them receiving payment. 2 years later haven't heard another peep from them. Link to comment Share on other sites More sharing options...
montanaman Posted December 5, 2009 Report Share Posted December 5, 2009 I had a couple of old bank accounts, that were actually mine, with these people. Sent them a PFD on both of them. They agreed, I paid, gone within 7 days of them receiving payment. 2 years later haven't heard another peep from them.Did you ask them to change your status to Paid, No Lates, or did they just change it to Paid? Link to comment Share on other sites More sharing options...
unusualsuspect Posted December 6, 2009 Report Share Posted December 6, 2009 From my experience with them, they'll have absolutely ZERO documentation... In fact, after 120+ days, they sent me another "settlement offer" without validating - so they have now earned a place in my "Holiday Good Wishes Campaign." Link to comment Share on other sites More sharing options...
texaninfl Posted December 10, 2009 Report Share Posted December 10, 2009 These clowns have something on my TU report that I've been trying to get rid of for about 6 months. I was successful in getting it off my EX and EQ reports but TU is proving to be more difficult. The account is still within the SOL so I've been treading lightly.They do report the account as open and as a "factoring company account" both of which I've been told is illegal. I made a phone call to Transunion about this today so we'll see how far I get with it. Link to comment Share on other sites More sharing options...
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