paul-rise Posted October 28, 2009 Report Share Posted October 28, 2009 I need u'r help whit my credit report .I'v read over here that there are ways of getting the colections out of u'r credit.I have two colections in my credit report that i paid but i did'it by telephone and i don't have a letter or something saying that they will erase something from the report.Now i don't know what to do?Do i have to contact them and tell them to erase them from my credit or what can i do?can u please explain this proces to me? thank you Link to comment Share on other sites More sharing options...
trueq Posted October 28, 2009 Report Share Posted October 28, 2009 That's the best way, but be prepared to keep good records in case you have to sue to get it off. Link to comment Share on other sites More sharing options...
paul-rise Posted October 28, 2009 Author Report Share Posted October 28, 2009 can u give me an exemple of a letter or a way of starting this thing? Link to comment Share on other sites More sharing options...
trueq Posted October 28, 2009 Report Share Posted October 28, 2009 Process:http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=297913&highlight=623623 letter to furnisher:http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?p=1028548&highlight=623+letter#post1028548Follow-up re-dispute letter to CRA:http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?p=1028547&highlight=623+letter#post1028547 Link to comment Share on other sites More sharing options...
paul-rise Posted October 29, 2009 Author Report Share Posted October 29, 2009 Account Name ASSET ACCEPTANCE LLC Account # XXXXXXXX Account Type Unknown - Credit Extension, Review, Or Collection Balance : noneDate Opened : 6/1/2008 Account Status : Closed Payment Status Paid, was a collection account, insurance claim or government claim or was terminated for default Terms : 1 Month Comments :Account in dispute-reported by subscriberTHIS IS THE CREDIT CARD(1000 $)Account Name J J MARSHALL & ASSOC Account # XXXXXXX Account Type : Collection Department / Agency / Attorney Date Opened : 1/1/2008 Account Status : Closed Payment Status: Legally paid in full for less than the full balance Terms : 1 Month Comments : Election of remedy - reported by subscriber AND THIS IS THE DEBIT CARD(160)Account Name : NATIONAL CITY CARD SER Account # XXXXXXXXXXX Account Type Credit Card - Revolving Terms Date Opened : 6/1/2006 Account Status : Closed Payment Status : Paid, was a collection account, insurance claim or government claim or was terminated for default High Balance : $1,522.00 Limit : $1,000.00 Terms : Revolving Comments : Transferred to another lender or claim purchased AND THIS IS THE BANK REPORTING ME Now......i did pay them and i did settel whit them.What can i do next? Who do i write first?What do i write to them? How can i do this? When i did pay them i ask'd them not to report me after i pay but everything was over the phone. And now this is how my report look like. If u can tell me the baby steps about my situation i would very thankfull to you. thank you Link to comment Share on other sites More sharing options...
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