CA validated with someone else's CC statements

[Lunkhead]

I requested validation from Hunt and Henriques, a law firm acting as a collection agency, for a credit card debt that was recently charged off.

They sent me a whole year's copies of credit card statements, but the statements were for a different person.

The letter included says:

(My address)

RE: CITIBANK (SOUTH DAKOTA)N.A. vs. (My name)

Account No.: (My account number)

Dear (my name):

Your recent correspondence has been forwarded to me for response.

Enclosed find the following account documents:

1. Account statements from: Oct. 2008 - September 2009

Having provided the aforementioned documents to you we will proceed with collection activity.

(Signature of one of the attorneys)

(Attorney's name)

(Law firm)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND ALL INFORMATION OBTAINED WILL BE USED TO COLLECT THE DEBT.

The statements that were enclosed were for a different person with a different address and a different account number. Obviously, the amounts from the statement aren't even close with the amount that is disputed (disputed amount is from the first letter to me, and no amount was mentioned in this current letter).

What is my next course of action?

[debtorshusband]

Send a letter to Hunt and Henriques.

Dear Sirs:

I am in receipt of your letter of (date), a copy of which is enclosed. This letter was in response to my letter wherein I disputed the debt and asked for verification.

However, your letter of (date) contained credit card statements for John Doe of 123 Main Street, Town, State, with an account number of xxxxxxxxxxx. A copy of one such statement is enclosed.

As these credit card statements clearly do not belong to me, you have not yet provided me with verification documentation. Therefore, you are still bound by the FDCPA prohibition from resuming collection activity, until such time as you provide me with proper documentation.

Sincerely,

Lunkhead

Good luck.

DH

[oldguy47]

I would also add that you will be informing “John Doe” of the release of his information and then do it, it may not help you but it’ll give him one hell of a case. Or you could also call them right after you send them your letter and use as a bargaining chip.

[Lunkhead]

Thank you. I realized that it was probably just a mistake on their part, but I didn't want to let this pass without some kind of upper hand when I actually have to deal with them.