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WHO IS NCR? Risen from what former entity?


Ms_Nomer
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Niagara Credit Recovery appeared out of virtually no where. Very little to be found about company who is majorly aggressive, breaking all fair collection practices and claiming to have provided information that was never received. Any background info you've bumped into I've reported them to the WDFI and am waiting for their report.

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FOAD = **** Off And Die

It is the term used around here for a cease communications letter that can be sent to totally stop a collector from contacting you under the FDCPA. Once they receive the letter, the collector can contact you only once more and only for the purposes of informing you as to what their next action will be.

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Thanks all. I've been so absorbed in attempts to grasp civil procedure and fair collection acts that I worried I'd missed a key component motion. When I googled FOAD and found the above definition, I did a double take and choked coffee up one nose hole. Profoundly applicable, this FOADing thingy.

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