Account Numbers in Ltrs do not match what is reported to CRA

[adtripho]

There are two accts with AXP. There are also two letters, on American Express letterhead, but in the body of the letter it says I must call either NCO, or Nationwide, in the other otherwise identical letter, to settle this matter.

At the bottom there is a "payment coupon" which lists the account number and the current balance. The funny thing is the account numbers on the letters do NOT match the account numbers that AXP is reporting to the CRAs. The CAs have not reported this as of Dec.

IOW the account numbers on both Eqi and Exp reports are the same, however, neither of those numbers matches the account number as reflected in the letters from the CA on axp letterhead. Both sets of numbers are 16 digits, but the ones in credit report are entirely diff numbers than those on the demand/settlement offer letters.

Those numbers should match, shouldn't they? How could I even settle while they are asking me to pay one account number, while reporting another?

[soveu53]

Hi just send them both the dv letters I believe some collection swines have their own account number for their accounts so your probably seeing their accnt

instead of the actual account number if you decide to settle with them I would not until they can provide you with the actual account number that belongs to your axp accnt.