jcreek99 10 Posted January 9, 2010 Report Share Posted January 9, 2010 I have a CC well past the SOL. A JDB has now listed it on my credit report even though their DV back to me showed it was past SOL. Is there a way to stop this reporting or do I have to live with it each time the debt gets sold? Link to post Share on other sites
Devildawgjj 14 Posted January 9, 2010 Report Share Posted January 9, 2010 Is there a way to stop this reporting or do I have to live with it each time the debt gets sold?Unfortunately, you have to live with it.....Small inconvenience for not paying them off. I just sent a JDB a FOAD letter and 1-2 punched them. It was recently deleted after 4yrs of "NOT" trying to collect, but reporting it.You will have to be pro-active in monitoring your report just to see if any more are sold.Good Luck! Link to post Share on other sites
GH0104 10 Posted January 9, 2010 Report Share Posted January 9, 2010 I have a CC well past the SOL. A JDB has now listed it on my credit report even though their DV back to me showed it was past SOL. Define "past SOL" - the SOL for suing or for reporting? Link to post Share on other sites
jcreek99 10 Posted January 9, 2010 Author Report Share Posted January 9, 2010 Past the SOL for suing. Reporting has not passed yet Link to post Share on other sites
GH0104 10 Posted January 9, 2010 Report Share Posted January 9, 2010 Past the SOL for suing. Reporting has not passed yetAh, I see. Then you do have to live with it for several more years yet, unless you're willing to get aggressive with them. Link to post Share on other sites
cinnamngrl 43 Posted January 9, 2010 Report Share Posted January 9, 2010 I have a CC well past the SOL. A JDB has now listed it on my credit report even though their DV back to me showed it was past SOL. Is there a way to stop this reporting or do I have to live with it each time the debt gets sold?you can try disputing it but it sounds like you already did. If you need it off then you can do PFD. Link to post Share on other sites
Chapel Hill 47 Posted January 9, 2010 Report Share Posted January 9, 2010 If the CRAs after conducting their investigation continue to report this alleged debt you might want to sue each of the CRAs which report the debt. Your research of the local court database will give you all the information you need to file and win this kind of action. Link to post Share on other sites
cinnamngrl 43 Posted January 10, 2010 Report Share Posted January 10, 2010 If the CRAs after conducting their investigation continue to report this alleged debt you might want to sue each of the CRAs which report the debt. Your research of the local court database will give you all the information you need to file and win this kind of action. nothing that the OP has presented is actionable. SOL is different from the amount of time they can report Link to post Share on other sites
