livnmywy

Credit Reports

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What company provides the most complete information for each of the three major CRA's? It seems that they all have some bits of information that are not included. Is it best to go through the companies directly, or to go through annualcreditreport.com? I do not need the FICO scores at this point, I just want to know EVERYTHING on my files.

Edited by livnmywy

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I second that, but I recommend printing and mailing this form or requesting them by phone through Annual Credit Report by calling +1 877-322-8228.

You get [slightly] more information when they send you the reports vs. viewing them online. Plus, they're printed in color, and IMHO, are in a nicer and easier to read format.

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