hokiegrl 10 Posted March 11, 2010 Report Share Posted March 11, 2010 Hi - I can't find much on Charge-offs on the forum and hope you can help. I have a charge off from Mazda American Credit from 10/05- but the "Paid Charge Off; Auto" Amount is $0 on Experian and nothing in Equifax. I tried to dispute as not mine but the creditor validated it. (I think this is from where I traded a car in?)Is it hurting my credit that much if the charge off is $0?Am I "waking old dogs" if I try to dispute with CRA?Anything else I can do directly with Mazda to get removed? Any help would be appreciated!!!! Link to post Share on other sites
someonesomewhere 568 Posted March 19, 2010 Report Share Posted March 19, 2010 A CO is a derog, whether it's paid or not. Link to post Share on other sites
