hokiegrl

Credit Card - CRA validated - help with 623 method?

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Credit One Bank

I've received response from CRA that Credit One Bank validated my credit card on my credit report..... from 10/06 for $250 (I don't even remember this? - probably my ex)

Following the steps on this GREAT website.. I'm now about to do a 623 dispute and "Call up the Credit Card company and ask them what kind of documentation they have to prove the negative mark." Hopefully they'll have nothing and I'll send them the letter this website suggests....

Anyone have experience with this? Any specific things to say or ask?

How do I find the right address to send email to?

Does this really worK??

I'm nervous! :)

Edited by hokiegrl
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Following the steps on this GREAT website.. I'm now about to do a 623 dispute and "Call up the Credit Card company and ask them what kind of documentation they have to prove the negative mark." Hopefully they'll have nothing and I'll send them the letter this website suggests....

Anyone have experience with this? Any specific things to say or ask?

How do I find the right address to send email to?

Does this really worK??

I'm nervous! :)

HOW? How do you just call up and ask with only the information given on the credit report?

Don't they start asking things like, what's your password?, what's your mother's maiden name?

They Won't give any information.

PLEASE EXPLAIN how to get around that.

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