sumonefromut Posted April 12, 2010 Report Share Posted April 12, 2010 ok so i was looking for clarification. I have seen all kinds of statements saying how long a bankruptcy stays on your credit, but i can not for the life of me find anything on whether an account that was covered under the bankruptcy has to stay on for the whole ten years or if it still falls under the seven year rule. so basically what I am asking is I know for a chapter 7 bk it stays on your report for 10 years, but does an account that was covered under that bk have to stay on the whole life that the bk is listed or can it fall off at the end of the normal seven year period?any help would be great Link to comment Share on other sites More sharing options...
WhoCares1000 Posted April 12, 2010 Report Share Posted April 12, 2010 The actual Chapter 7 BK listing is the only thing that stays on your report for 10 years. All other listings must fall off 7 years after the FIRST month of default which may or may not be when you filed for BK. Link to comment Share on other sites More sharing options...
sumonefromut Posted April 12, 2010 Author Report Share Posted April 12, 2010 thanks that helps. I have been waiting on mine thinking they had to stay on also but now i will dispute to get them removed Link to comment Share on other sites More sharing options...
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