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How long does BK stay on report


Guest ashtonanddevinmom
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Guest ashtonanddevinmom

Was discharged 8/2002 and is still reporting to all 3 credit agencies. Shouldnt it have already come off by now, like 6 months ago?

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A Chapter 7 will stay on your report for 10 years so you have until 3/2012. Most creditors probably do not consider it at this point being that it is so old. I would doubt the BK would affect your score too much either at this point.

DO make sure all of the creditors who reported with your CH 7 have dropped off (they should have come off 7 years after filing or sooner depending on DOFD).

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