ashtonanddevinmom Posted April 17, 2010 Report Share Posted April 17, 2010 Was discharged 8/2002 and is still reporting to all 3 credit agencies. Shouldnt it have already come off by now, like 6 months ago? Link to comment Share on other sites More sharing options...
SeaStriper Posted April 17, 2010 Report Share Posted April 17, 2010 Chapter 7 = 10 years, chapter 13 = 7 years... I disputed and my 7 came off within 3 years... Link to comment Share on other sites More sharing options...
WhoCares1000 Posted April 17, 2010 Report Share Posted April 17, 2010 A Chapter 7 will stay on your report for 10 years so you have until 3/2012. Most creditors probably do not consider it at this point being that it is so old. I would doubt the BK would affect your score too much either at this point.DO make sure all of the creditors who reported with your CH 7 have dropped off (they should have come off 7 years after filing or sooner depending on DOFD). Link to comment Share on other sites More sharing options...
pjw318 Posted April 26, 2010 Report Share Posted April 26, 2010 Mine came off in 7 years. Chapter 13 Link to comment Share on other sites More sharing options...
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