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Same debt listed in "Collections" and credit report


ShootingFor750
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I got financing from a Dell Computer back in 2002. I had financial trouble and wasn't able to keep making monthly payments. I'm in the process of cleaning things up and would like advice on what to do with this. It's posted in the "Collections" section as well as in my report as a debt. Can I get it removed for being a duplicate or what?

Thank you

Collection Items

Collector.................12 CIT BANK

Account Number.......XXXX - XXXX

Date Open...............07-2006

Balance Date

Balance Amount........$1900

Date of Status..........03-2010

Status.....................Automated account

TransUnion

Collector..................WEB BANK/DFS

Account Number........XXXX-XXXX

Date Open................03-2002

Balance Date.............05-2004

Balance Amount..........$0

Monthly Payment

High/Limit..................$1300

Account Status..........Charged off as bad debt

Prior Delinquency

Past Due Amount

Edited by ShootingFor750
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I got financing from a Dell Computer back in 2002. I had financial trouble and wasn't able to keep making monthly payments. I'm in the process of cleaning things up and would like advice on what to do with this. It's posted in the "Collections" section as well as in my report as a debt. Can I get it removed for being a duplicate or what?

Thank you

Collection Items

TransUnion

Collector.................12 CIT BANK

Account Number.......XXXX - XXXX

Date Open...............07-2006

Balance Date

Balance Amount........$1900

Date of Status..........03-2010

Status.....................Automated account

TransUnion

Collector..................WEB BANK/DFS

Account Number........XXXX-XXXX

Date Open................03-2002

Balance Date.............05-2004

Balance Amount..........$0

Monthly Payment

High/Limit..................$1300

Account Status..........Charged off as bad debt

Prior Delinquency

Past Due Amount

The dates are very different. which ones are correct?

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Dell, and Dell related companies are the worst when it comes to violating consumer laws. They pass around accounts to anyone and everyone, violating rights at every step.

I wish I owed them $1,000. I bet I could turn it into a $15,000 payment to me over a few years.

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I don't see anything necessarily wrong with those listings provided that the DOFD is the same on each... [TU doesn't publish the DOFD]. You could call TU and ask when the items will be removed. If it's the same time for both items, I'm not sure that I see a problem... yet.

In fact, at a glance, everything appears in order.

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