JDB's lawyer responds to validation letter with Inetrrogatories

[jmanoj]

Hi,

Could not find answer to this on the forums, maybe someone can help?

I received a summons from JDB's attorney stating I owe their client (who is not the original creditor)the plaintiff a debt that was in default! I had 20 days to respond, I sent a letter for validation. A few weeks ago I received in response to that letter from the attorney, Plaintiffs first requests to admit, Interrogatories, and request for production of documents, for which I have 30 days to respond!

Does this mean they can't come up with the proper documents I asked for under FDCPA's 15 USC 1629g sec. 809 ( in my letter to validate?

Is this just a scare tactic? What do I do next? need help!

Thanks.

[FlaLawyer]

Did you get a dunning letter at some point prior to the lawsuit?

[jewel1325]

You need to file an answer to the complaint before your 20 days are up or they will get a default judgment. You probably should have done the debt validation before they sued you (if you received a dunning letter.) If you didn't receive a dunning letter...check with FlaLawyer for advice.

[jmanoj]

Dunning letter?

Is this a letter sent by the collection agency to pay debt owed to original creditor? If so, then yes I have received a dunning letter.

[admin]

Yo u got one probably because debt validation is not a proper response to a lawsuit.

[Guest usctrojanalum]

After you receive a summons you'd want to scrap sending them a DV letter.