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Tradeline status "disputed" ?

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Background:Settling with crap1 and they said they will report it as "diputed" instead of deleting it.

Does the disputed account still hurts my credit report. Should I just have them request to remove the tradeline prior to an agreement? Any suggestions or information would be greatly appreciated.

Edited by abby24
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I'd say "send me the agreement first, then I'll decide if I accept it".

If it ain't in writing (or telephone recorded), it didn't happen. They will say anything to get you to cough up money.

Things you want to look for...1.) will this settle the complete debt. 2.) will they sell the balance to a JDB. 3.) will they issue a 1099c? 4. ) what happens to your CR when you've paid the amount you've agreed to?

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