Tigerfan Posted May 2, 2010 Report Share Posted May 2, 2010 Hello,I was served by the Sherrif Dept on Friday night for a Summons/Notice To Appear For Pretrail Conference/Mediation In Polk County,FL for a old credit card debt from Applied Bank. I believe the original card only had a $500 limit and I'm being sued for $1,287 plus interest,costs and disbursements by a Lawyer Firm Pollack & Rosen, P.A. out of Coral Gables, FL. It seems to me this debt was probally sold off before landing in thier hands. What should I expect at the Pretrial Conference? How do I go about disputing the debt and requesting to see the original contract and all the statments that show how they got to such a high amout when the card only had a $500 limit? I'm married and have a child and I'm the only one working and a judgement or garnishment could put us on the street. I read that if you are head of household in the State Of Florida you can stop your wages from being garnsihed? The debt is in my name only and was before I was marrried. I do not own a home or have any valuable assets as my car is not worth very much at all. Anyone have any suggestions on how I should proceed or what to expect? I go to court in the next few weeks. Thank You Link to comment Share on other sites More sharing options...
Tigerfan Posted May 4, 2010 Author Report Share Posted May 4, 2010 Any help or suggestions? Link to comment Share on other sites More sharing options...
1stStep Posted May 4, 2010 Report Share Posted May 4, 2010 Answer the lawsuit and deny everything. You only have a short time span to file the answer with the court. Link to comment Share on other sites More sharing options...
Tigerfan Posted May 4, 2010 Author Report Share Posted May 4, 2010 How do I answer the lawsuit? It only tells me that I have to show up for court in the next few weeks. Do I need to send a DV to the lawyer asap before the court date? I checked my CR and it shows as the account was Charged off as Bad Debt with a remark Profit and loss writeoff. Im very confused on how to proceed with this. Thank You Link to comment Share on other sites More sharing options...
FlaLawyer Posted May 4, 2010 Report Share Posted May 4, 2010 Read the Florida Small Claims Rules. Link to comment Share on other sites More sharing options...
Tigerfan Posted May 4, 2010 Author Report Share Posted May 4, 2010 Well I read the Florida Small Claims Rules but Im still clueless. Im guessing I should just show up for court and try to settle for whatever they ask from me? Link to comment Share on other sites More sharing options...
Recommended Posts