bbgughj Posted May 5, 2010 Report Share Posted May 5, 2010 I recently obtained all 3 of my Cr , After reviewing all 3 I noticed I had something that was reported as a judgment on only one Credit Report ,,, On My Equifax report , there is a section highlighted , and is called " Public Record Information " (this section includes public record items obtained from local, state and federal courts)in the box it states Judgement filed 02/2004 L.A. Sup Case #XXXXXXXXX Defendant My Name Amount $ 6XXX Plantif-B Address 111 court house address .I don't have a clue to what it is , How do I approach this.I am in the state of CA. Link to comment Share on other sites More sharing options...
Troofer Posted May 5, 2010 Report Share Posted May 5, 2010 There are some excellent not for profit credit agencies in California that could get you started, particularly if you are self motivated to some extent. Link to comment Share on other sites More sharing options...
Guest usctrojanalum Posted May 5, 2010 Report Share Posted May 5, 2010 That's a judgment alright, do you have a common name at all? Link to comment Share on other sites More sharing options...
bbgughj Posted May 5, 2010 Author Report Share Posted May 5, 2010 (edited) If your asking , is there a name listed as the OC , No it's not listed." should I Go to the Court house and pull record of this case?*Has the SOL on this ran out?*should I dispute this with the CRA and then do a DV after 30days?in the box it statesJudgement filed 02/2004 L.A. Sup Case #XXXXXXXXX Defendant My Name Amount $ 6XXX Plantif-B Address 111 court house address .This is what I found in Calif.Sued for a Charge Off in California or an Open Account? * Open Acct.: Reduced to writing-4 * Open Acct.: No writing-2 * Written Contract: 4 * Domestic Judgment: 10 (renewable at 10) * Foreign Judgment: 10 (commencing with judgment debtor's commencement of CA. residence.)Thanks , John Edited May 5, 2010 by bbgughj Link to comment Share on other sites More sharing options...
Guest usctrojanalum Posted May 5, 2010 Report Share Posted May 5, 2010 Nah, don't do any of the above yet. You should probably check if this judgment is against you or someone else first. That is why I asked if your name is common, i.e John Smith. Or do you have any relatives that live in your county with the same name? Link to comment Share on other sites More sharing options...
bbgughj Posted May 5, 2010 Author Report Share Posted May 5, 2010 Nah, don't do any of the above yet. You should probably check if this judgment is against you or someone else first. That is why I asked if your name is common, i.e John Smith. Or do you have any relatives that live in your county with the same name?Does this mean, I should contact Equifax to find out ? Link to comment Share on other sites More sharing options...
Recommended Posts