dbinaz 10 Posted June 22, 2010 Report Share Posted June 22, 2010 (edited) I have lived in 3 different states since the start of my credit indiscretions.How does the statute of limitations apply in this scenario? Would it be the state in which the indiscretions started or the current one I am in? Started in AZ, then moved to NC now in FL.Hopefully doesn't start over on each move? Thanksedit: some of the cards were opened in FL. Edited June 22, 2010 by dbinaz Link to post Share on other sites
willingtocope 1,336 Posted June 23, 2010 Report Share Posted June 23, 2010 Under the FDCPA, they have their choice of where to sue...where the card was opened, or where you currently live. If they sue in the former, they have to domesticate the judgement to where you currently live to take any money. Their terms and conditions also usually say some thing like "all parties agree to be governed by the laws of the state of ....(usually DE or SD),"So...nor real answer to this question, although usually they'll sue in the state in which you currently live. Link to post Share on other sites
dbinaz 10 Posted June 23, 2010 Author Report Share Posted June 23, 2010 But what about statute of limitations as far as the contract? Link to post Share on other sites
willingtocope 1,336 Posted June 23, 2010 Report Share Posted June 23, 2010 SOL is a state by state law...so it depends on where they sue. Link to post Share on other sites
