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a CO that's on my CR twice

Beach Bum

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Hey, y'all. I have been working on clearing up my credit, so I keep a close eye on the report. I have a collection/charge off that has been on my report from a CA, and now it's on there from the OC, too. It wasn't on there from the OC, and all of a sudden, I check my report, and there it is.

I'm new to this, so I'm not sure - I am assuming that they can do that? Both of them can be on there at the same time, doubly damaging your report?

And why would it show up now, when it's been 3 years since the account went into default?

Thanks in advance. :)++

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