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it started off with being sued by enerbank. although they did charge off the account. I am in indiana and I had a lawyer who filed improper venue. Then i gOt a letter ordering arbitration but it is past the 45 days to submit anything to the court. The lawyer I cant afford and I have no idea what will happen now. we were away at the time I recieved the notice. it also states that it will go back to the original suit, stay will be terminated. What should I do??

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