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Question about settling judgment that also shows as Chargeoff


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Hi, I have an account that went into default judgment. What's confusing is that Harris & Zide (the "attorney") had filed the judgment on behalf of the OC (well it was BofA, but they named the Plantiff as FIA Services), but I believe that Harris and Zide is a JDB. I also see that BofA also has my account as a TL written as Chargeoff/Writeoff.

My question is, if I negotiate w/ Harris & Zide, can I negotiate that they remove the TL as well? Do they even have the authority to do this if they are a JDB? What form of documents should I request in the event that I negotiate the removal of the TL and judgment. Thank you.

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