confused_in_texas Posted September 15, 2010 Report Share Posted September 15, 2010 Can a charged off account be reopened? Had an account that was charge off in September 2008 (per credit report that was run on August 26, 2010). Not the account has call MBR for status (per credit report on September 13, 2010). Looks like debt may have been bought by someone because on the August report the last activity was Sept 2008 but on the September 13 report the last activity is Aug 2010. Now there is no date of major delinquency and there is not a charged off amount, whereas in Aug the charged off amount was $XXXXXX and the date of major delinquency was Oct 2008. How is SOL ever supposed to be up if this happens Link to comment Share on other sites More sharing options...
soveu53 Posted September 15, 2010 Report Share Posted September 15, 2010 Hi check your states consumer law for credit reporting because in some states an old account can not be reaged. Also dispute the information with the credit reporting agency(trans, experian, equifax) whomever is reporting it.If you look at some of the posting around her you'll find some helpful information it just take times. Link to comment Share on other sites More sharing options...
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