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I wrota a letter to GMAC expressing my situation in my own words, and included in there a print out of my fathers death notice from the paper.

After 2 weeks my lates have been removed from my reports and i got a call today explaining that they were changing the reporting to be positive. Also The woman at GMAC gave me her personal number , said she submitted a manual change to the bureaus, and also said to call her if i had any issues.

THANK YOU GMAC... it just takes getting a letter onto the right desk!

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