tjabq Posted September 16, 2010 Report Share Posted September 16, 2010 I was ordered to initiate arbitration after the stay of case but before I do, can I legally ask PRA the Scum JDB to pay me a settlement in return for not initiating a claim in JAMS against them? And what claims could I have against them? Please give specific examples with reference to specific applicable statutes. Link to comment Share on other sites More sharing options...
RebelLady Posted September 16, 2010 Report Share Posted September 16, 2010 I don't think anybody here would be able to do this for you.You will need to read the FDCPA and become really familiar with it. Then go through everything you have from the JDB, CA, OC and their alleged attorney and see if you can find any violations. I mean...check out everything...like...check out the envelope...does it meet the FDCPA requirements? Check out any validations they sent you. Do they meet the FDCPA requirements? Read the initial dunning letter carefully. Is is worded properly? Does it threaten? Does it include notice of your right to dispute? I mean EVERYTHING.Also, check out your state's consumer protection statutes to see if they've violated any of them. Check out anything and everything.I'm sure if you post possible violations here, someone will be more than happy to tell you whether or not you can use them.RL Link to comment Share on other sites More sharing options...
nobk4me Posted September 16, 2010 Report Share Posted September 16, 2010 (edited) Check out your credit reports, too, for FCRA violations.And, did you elect arbitration, in writing to them, before they sued you? If so, there may be a cause of action there. You might want to ask at debtorboards.com. Edited September 16, 2010 by nobk4me Link to comment Share on other sites More sharing options...
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