donqII Posted September 22, 2010 Report Share Posted September 22, 2010 If you decided to pay an alleged debt eitherin full, by payments or as a settlemet in one lump sum,I have a question.If you have other alleged debt hanging out there,would paying/settling one stir the pot so the otherswould be more likely to come after you?I would imagine if there was a second account bythe same OC just hanging there that the OC woulddefinitely make a move, but what about anyone else.Anyone have this happen to them? Link to comment Share on other sites More sharing options...
Recovering Attorney Posted September 24, 2010 Report Share Posted September 24, 2010 No. Any "stirring" would be purely coincidental. If you have a deal you like, take it. Then move on to the next one. Link to comment Share on other sites More sharing options...
donqII Posted September 24, 2010 Author Report Share Posted September 24, 2010 (edited) No. Any "stirring" would be purely coincidental. If you have a deal you like, take it. Then move on to the next one.Thank you...However, the letter that made this offer actually was the second one...Not counting the calls and such from 18 months ago.I received a summons last Nov. I (Someone else actually) did my answer and very weak affirmativedefenses.I received a letter a couple of weeks later that said they were offeringme a settlement plan if I would agree right then.Because (and I really can not go into it on here) of the one who did my answer I followed their advice and did nothing.When I heard nothing on this since then, I was not sure I would.Now, two days ago, I received their rogs.I can answer them easily as I have learned that here (I had to learn cause of the one that I can not talk about here..... has been um, more or less stopped by the Banks.) and I can do my own rogs......I am somewht hesitant about going into the payment thing, although I am leaning that way.I am fairly certain, but not 100%... This is OC.....Their name is on the complaint filed at my courthouse as Plaintiff....But it is brought by WELTMAN, WEINBERG AND REIS........They have played this by the rules as far as I can tell.I did a c&d Mar. 09 and they honored that.I had reason to call them Sept. 09 (long story) (denied the debt on the phone)and the guy (atty.) was nervous talking to me and mentioned the c&d and then nothing more til the summons and now the rogs.......So, that is it....But it still is WELTMAN, WEINBERG, AND REISOh, I did talk with a local consumer advocate atty. about this.He was interested if Palisades Collection was involved but not on this one.This is what their letter said to meDear XXXXXXEnclosed, please find a copy of the Plaintiffs Request for Admissions and Production of Documents. 1 am forwarding copies of the monthly statements on this account. I have also included the card member agreement that pertains to this account. The application will also be attached, if it isavailable. Please allow this letter to constitute notice pursuant to Pa.R.C.P. 1305( of Plaintiff"s intention to offer the aforesaid statements and other attached documents into evidence at the arbitration hearing.As you can see, we are proceeding with this litigation. If you wish to resolve the lawsuit withoutthe need of further litigation and trial, please contact this office at the above number. We may be able to offer you a payment plan or a lump sum settlement.(BTW the satements were not real billing statements... 2 from 2001 and 6 from 2006... The contract was from 2002, although this alleged account is over 30 years old. The contract sent mentions AAA and JAMS.)The arbitration they mention is Pa. has madatory court appointed arbitration.The complaint simply says...HSBC BANK NEVADA, N.A. Plaintiff vs.XXXXXXXXXXXXXX Defendant(s)And they list themselves as council filing for...BUT IT IS STILL WELTMAN, WEINBERG AND REISAs I said, I am leaning toward calling and talking to them. But I am concerned.But if I call then am I admitting the debt?.. cause if I don't like what they sayit will be on to court and I will elect arb... Thanks again.... Edited September 24, 2010 by donqII Link to comment Share on other sites More sharing options...
esterlydsl1 Posted October 29, 2010 Report Share Posted October 29, 2010 I think your question is quite interesting and you have written it in a poetic mood. To answer it, I would say that if you are cooking two food items at a time, and steering just the first vessel and not the other one, their are chances that the food will stick to the bottom of the second vessel.Similarly, if you are repaying back just one kind of debt and do not pay heed to another one, it is going to be problematic later on. Why not you opt for debt settlement if you are not in a position to pay back all your debt. If think, you have good source of income at present, then you may opt for debt consolidation. Link to comment Share on other sites More sharing options...
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