FloridaGator2 Posted September 23, 2010 Report Share Posted September 23, 2010 Anyone else run into this? I agreed to settle with them on the account but won't settle unless they do a PFD. Customer service lady stated that their company will not do that and they will only update the account to show Paid in Full on the credit report. Should I just try calling again and see if I get someone different who will agree to a PFD? Link to comment Share on other sites More sharing options...
tx3amigos Posted September 24, 2010 Report Share Posted September 24, 2010 I had some luck sending a PFD letter to the CEO /president of the CA ....One CEO actually sent me a letter back and helped to "make arrangements" for a PFD at 25% of the debt. You have to google to find the CEO info (it usually takes me an hour to find this info on line).Currently have two other letters sent to the CEOs of other CAs...waiting to see what will happen Link to comment Share on other sites More sharing options...
FloridaGator2 Posted September 24, 2010 Author Report Share Posted September 24, 2010 I had some luck sending a PFD letter to the CEO /president of the CA ....One CEO actually sent me a letter back and helped to "make arrangements" for a PFD at 25% of the debt. You have to google to find the CEO info (it usually takes me an hour to find this info on line).Currently have two other letters sent to the CEOs of other CAs...waiting to see what will happenDon't think that would work with Portfolio, they are a huge company. I need a middle manager to send the letter to. Link to comment Share on other sites More sharing options...
tx3amigos Posted September 24, 2010 Report Share Posted September 24, 2010 When you google the CEO info, you also get the names of the other managers.... they sometimes forward your letter to the proper person. It can't hurt to send several of these people PFD letters. I also mailed my first PFD letters to "Manager of Client Accounts"...had good luck with this.It can't hurt and will only cost you a few bucks!...there's always a chance it may work.On some older threads, some have emailed the higher-ups with PFD letters and had good results.Good luck Link to comment Share on other sites More sharing options...
creditidol Posted September 27, 2010 Report Share Posted September 27, 2010 I have a a deletion letter from them. They will tell you they cant delete anything but they do. Email me at creditdeletion@gmail.comIll get you what you need... Link to comment Share on other sites More sharing options...
soveu53 Posted September 29, 2010 Report Share Posted September 29, 2010 Hi don't do anything with them without having it in writing, be sure to make your pay for delete in writing and all communication should be done in writing.If they don't budge than nor should you. I had some luck with PFD and it does work. All of the suggestions you received are very well informed so I would contact the CEO if they claim they can't and won't because they can. Link to comment Share on other sites More sharing options...
FloridaGator2 Posted September 29, 2010 Author Report Share Posted September 29, 2010 I have a a deletion letter from them. They will tell you they cant delete anything but they do. Email me at creditdeletion@gmail.comIll get you what you need...I emailed you. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted October 1, 2010 Report Share Posted October 1, 2010 I'd try the CEO route. You ask for POrtfolio's good will. God knows they could show some. Link to comment Share on other sites More sharing options...
cinnamngrl Posted October 2, 2010 Report Share Posted October 2, 2010 the main point is that the average rep has no power to change your reporting. Obviously it is possible. her is how you decideif you are within SOL then they can get a judgment. this is the worst. paid in full and paid in settle are worth about the same as negatives on your reportPFD is the best outcome. So if you don't have to worry about being sued then you can just wait them out. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted October 5, 2010 Report Share Posted October 5, 2010 But I wouldn't refuse a decent offer just becuase they won't delete it. Fight that through the CRAs if you have to. The point i getting on with your life. Someone borrowed that money sometime ago Link to comment Share on other sites More sharing options...
cinnamngrl Posted October 5, 2010 Report Share Posted October 5, 2010 I think it depends on whether the SOL has expired Link to comment Share on other sites More sharing options...
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