frustratedguyhere01 Posted September 23, 2010 Report Share Posted September 23, 2010 Hi, after CRA came back with a "VERFIED," I sent out a 623 dispute letter to OC about the TL. This was done in the first week of August. I never got a response back. What is my next course of action? It still shows up on my CR. Link to comment Share on other sites More sharing options...
mohrkendall Posted November 11, 2010 Report Share Posted November 11, 2010 Send a second request make sure you send copies of the first letter and copies of the certified mail reciept. Check out the forms on the website there are a few that would work. Make sure you advise them that the next letter will include a civil suit. Make sure you are nice about it though they may have just lost the first letter (it does happen).Good Luck Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 11, 2010 Report Share Posted November 11, 2010 Did you use the exact verbiage -i dispute this per section 623 of FCRA-? 623 disputes have to be precise. Many times you won't get an answer though... Until you send out another letter, BBB and AG complaints... Etc. 623 disputes are a slow and methodical process. But have worked for me three times Link to comment Share on other sites More sharing options...
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