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Asset Protection Using Sudent Loan?


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Suppose one had an outstanding student loan (usual government guaranteed). Curious as to whether such a creditor would agree to put an essentially friendly lein on an income producing asset in leiu of regular payments - thus elegantly using the most dangerous of creditors to protect the asset from other, but less dangerous actors, such as JDBs.

Also, if one was to file for Chapter 7 Bankruptcy, would a court likely leave the asset alone, at least while it was being utilized to repay a student loan? That way, I could rest easy that the asset would not be taken away and mostly wasted by less dangerous creditors. Problem might arise if it would be taken away after the student loan was repaid (probably in 1 to 3 years).

Other suggestions welcome.

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