You can't afford a lawyer?

[punky]

I have seen several times here, where people are being hounded by Collection Agencies, and can't afford a lawyer. I thought I would share what my hubby and I did to retain an attorney. I hope it helps someone.

I looked in the telephone book for a consumer rights attorney. There aren't a lot of them, as far I could see, but if you live in a metro area of your state, you can probably find at least one.

We contacted a Consumer Rights Attorney where we live, and we asked him if he offered a free consultation. We showed him our case, he took our case on a contingency basis. We just originally had to pay him 250.00 to start paperwork.

We did present a good case to him, and he could see it. I would recommend that anyone get all the info they can here at the Credit Info Center, concerning how to deal with a collection agency, as soon as you get your first collection letter from them, in regards to the debt validation process, and then if the collection agency doesn't want to play nice, you have something to present to the lawyer, who can take it from there.

I could be wrong, but it seems to me that an Attorney will be much more willing to work with you if don't have a lot of money, if you can show him that you have done your homework, and give him or her a case that they can take to court and have a good chance of winning.

[cinnamngrl]

you should name the attorney if they did a good job. i am glad things worked out.

[I_know_I_know]

[Amerikaner83]

www.naca.net

National Association of Consumer Advocates

NACA lawyers are special-ists in the consumer protection field.