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Debt Settlement Question


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I have a 30k HELOC that was charged off by Lasalle/BOM a in 2008. I was hounded by a CA until I sent a DV, to which they never replied. So I tried a CRA dispute to see what happened. Well, the OC (Lasalle/BOM) updated the TL.

Now I am in a better position financially to attempt a settlement. I know the actual debt won't go away because of a lein. So, should I try to contact the OC even though they charged off? Or, should I try to contact the CA who did not validate the debt and quit calling me ever since?

My goal, if the OC will deal, is to not only get a release of lein, but to also get the negative TL removed.

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