ADSOFT Posted October 9, 2010 Report Share Posted October 9, 2010 I checked my credit report and Chase, Citifinancial, and the company on my second car are not reporting my last three payments.They are not reporting me late, but they are not reporting the latest payments. Does that affect my score. In other words if my mortgage shows my last payment in April but they don't report me late? ....wtf is going on with CHASE??? Link to comment Share on other sites More sharing options...
willingtocope Posted October 9, 2010 Report Share Posted October 9, 2010 Not every creditor reports every payment to every CRA every month (it costs them money). This is one of the reasons I consider credit reporting a scam...the FCRA only says if they do report, it must be accurate...there is no law that says they must report.What's it do to your scores? Hard to tell, but probably not much... Link to comment Share on other sites More sharing options...
ADSOFT Posted October 10, 2010 Author Report Share Posted October 10, 2010 True,But I was thinking today, if they are not reporting my balance correctly, isn't that incorrect reporting and a FDCPA violation.They should at least report my proper balance. ???? Link to comment Share on other sites More sharing options...
willingtocope Posted October 10, 2010 Report Share Posted October 10, 2010 Its the FCRA that governs. If they don't report, its not inaccurate... Link to comment Share on other sites More sharing options...
ADSOFT Posted October 10, 2010 Author Report Share Posted October 10, 2010 Its the FCRA that governs. If they don't report, its not inaccurate...Yep, I'm calling Chase on Tuesday(Monday is a holiday). Chase is the worst. Link to comment Share on other sites More sharing options...
ADSOFT Posted October 11, 2010 Author Report Share Posted October 11, 2010 Well I guess Customer Service is open on today(Columbus Day).They gave me a confirmation # and said they will update my accounts. It should take 2 business days. .... I will keep you guys posted. Link to comment Share on other sites More sharing options...
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