figures2000 Posted October 11, 2010 Report Share Posted October 11, 2010 there copies of 6 statements from the OC... do they have to be Authenticated by the OC ????Also should I use these arguements to give some Doubt about there case and Affidavit being Inaccurate.. between there Affidavit and bank statements they provided me and answer to my Discovery about what the opening account number was... they give 3 different account numbers.. I then questioned this in Discovery and they sent me a Affidavit from the OC claiming all 3 Numbers was from the same account.. the Affidavit is blank no info about me or the the account numbers I questioned in DiscoveryAlso on the Affidavit there claiming the account was open in 1995 with boa. yet they supplied a bank statement from Fleet back in 1994 Link to comment Share on other sites More sharing options...
BV80 Posted October 11, 2010 Report Share Posted October 11, 2010 there copies of 6 statements from the OC... do they have to be Authenticated by the OC ????Read your court rules on evidence to see what they say about copies of documents.For the rest of your post, are you being sued by the OC or a JDB? Link to comment Share on other sites More sharing options...
figures2000 Posted October 11, 2010 Author Report Share Posted October 11, 2010 (edited) JDB... They supplied me with 6 statements 5 of the statements are the same account number from 04 and 05... the 6th statement is a different account number from 07 that is over 2 years apart from the other statements.. the account number on the 6th statement is the same account number that is on the Affidavit of debtthen the Affidavit says that account number and account was open in 95... yet 2 of the credit card statement from them is dated from 94 and from a fleet bank not BOA like the other 4 Edited October 11, 2010 by figures2000 Link to comment Share on other sites More sharing options...
BV80 Posted October 11, 2010 Report Share Posted October 11, 2010 (edited) Read my reply to your post in "Affidavit from OC".Let's keep everything in this thread.they give 3 different account numbers.. I then questioned this in Discovery and they sent me a Affidavit from the OC claiming all 3 Numbers was from the same account.. the Affidavit is blank no info about me or the the account numbers I questioned in DiscoveryHow do you know the affidavit is from the OC? How can it claim all 3 numbers are the same account, yet it's blank and doesn't mention the account numbers? Edited October 11, 2010 by BV80 Link to comment Share on other sites More sharing options...
figures2000 Posted October 11, 2010 Author Report Share Posted October 11, 2010 JDB... They supplied me with 6 statements 5 of the statements are the same account number from 04 and 05... the 6th statement is a different account number from 07 that is over 2 years apart from the other statements.. the account number on the 6th statement is the same account number that is on the Affidavit of debtthen the Affidavit says that account number and account was open in 95... yet 2 of the credit card statement from them is dated from 94 and from a fleet bank not BOA like the other 4i dont know if its really from the OC and I dont know if that 6th copies is a fake.. I questioned the different account numbers in discovery and they sent me a Affidavit of claim and certification of debt saying all the account number was for the same account... but again the account numbers I questioned and my name is not on that affidavit of claim Link to comment Share on other sites More sharing options...
Massive Posted October 11, 2010 Report Share Posted October 11, 2010 They won't go to trial with that evidence. But if they attempt to just hammer them with the facts. Link to comment Share on other sites More sharing options...
figures2000 Posted October 11, 2010 Author Report Share Posted October 11, 2010 They won't go to trial with that evidence. But if they attempt to just hammer them with the facts.I am getting my arguments together just incase... I need some help in wording the arguments home about the statements and Affidavit having holes Link to comment Share on other sites More sharing options...
figures2000 Posted October 11, 2010 Author Report Share Posted October 11, 2010 they just called my house trying to settle before the trial on friday Link to comment Share on other sites More sharing options...
BV80 Posted October 11, 2010 Report Share Posted October 11, 2010 If it were me, I would not settle. But that's just me. You have to feel comfortable with whatever you do.I would include that the affidavit is incomplete. It makes NO specifics. It provides no proof that any alleged account is owed by you. Cookie cutter, puppy mill affidavit. If they are so sure you owe the debt, why is the affidavit not specific?They have provided no proof they own the alleged debt, therefore, there is no proof they have the right to collect on the alleged debt. A blank bill of sale means nothing. Where is the evidence that the purchased any alleged debt allegedly owed by you? If you owe the debt, where is the bill of sale that states specifically that they bought a debt allegedly owed by you?They haven't proven that any one of the 3 account numbers they provided is valid. Their own affidavit doesn't even mention an account number. Where's the evidence???As I said, you must do what makes you comfortable. I can only tell you how I would personally handle the situation. Link to comment Share on other sites More sharing options...
figures2000 Posted October 12, 2010 Author Report Share Posted October 12, 2010 I am not settling... I have gone to far and put to much work into this to settle now... I dont want to go to trial and hopefully they dismiss before friday... But if I have to I will go and fight... I have read some caselaw and they dont have vaild proof they own this debt.. and I have been putting together my arguments for friday... if this is dismissed I am fine with that.. if they have not filed for a summary judgement and are calling me to settle before trial.. they know they have no case Link to comment Share on other sites More sharing options...
BV80 Posted October 12, 2010 Report Share Posted October 12, 2010 Good luck! I'm sending good thoughts your way. Link to comment Share on other sites More sharing options...
esterlydsl1 Posted October 12, 2010 Report Share Posted October 12, 2010 Your question can't be answered as it is not clear and we need to get more details for it. Wy don't you ask this to local lawyer? Link to comment Share on other sites More sharing options...
figures2000 Posted October 12, 2010 Author Report Share Posted October 12, 2010 Your question can't be answered as it is not clear and we need to get more details for it. Wy don't you ask this to local lawyer?I have talked with a local Lawyer... they said they wont have the Docs to prove they own the debt and will not win at trial if I fight itThanks BV80 =) Link to comment Share on other sites More sharing options...
Massive Posted October 12, 2010 Report Share Posted October 12, 2010 I have talked with a local Lawyer... they said they wont have the Docs to prove they own the debt and will not win at trial if I fight itThanks BV80 =)They tried the last ditch effort to get you to succumb to them before they dismiss at the 11th hour. Link to comment Share on other sites More sharing options...
creditidol Posted October 12, 2010 Report Share Posted October 12, 2010 You need to do a Motion to Strike:IN THE TYPE YOUR COURT HERE STATE OF TYPE YOUR STATE HEREIN AND FOR THE COUNTY OF YOUR COUNTY HEREPlaintiff,v.YOUR NAME HEREDefendant)))Case No.: CASE NUMBER HEREDEFENDANT NAME HEREMOTION TO STRIKE PLAINTIFF’SAFFIDAVIT OF DEBTDEFENDANT’S MOTION TO STRIKE PLAINTIFF’S AFFIDAVIT OF DEBTNow comes the Defendant (name went here), PRO SE, who requests this Honorable Court to Strike the Plaintiff’s Affidavit of Debt for the Following Reasons:1. The Junk Debt Buyer has filed Exhibit B Affidavit of debt.2. Exhibit B affidavit pertains to acts and events that allegedly occurred between Defendant and a third party, (original creditors name ).3. At no time was the creator of the affidavit nor any of the Plaintiffs employees present to witness Any alleged acts or creation of the records of transactions occurring between defendant and the (Original creditor name)4. As such said affidavit falls under the hearsay rule (Evidence Rule was here) and is inadmissible as evidence.5. Defendant further states that the affidavit is not subject to the hearsay business records exemption because it was not made at or near the time of the alleged acts or evens, and;6. The information contained in the document is merely an accumulation of hearsay, and;7. Upon Information and belief, the creator of the document in Plaintiff's Exhibit B is not currently and has never been employed with (original creditor) and therefore cannot have personal knowledge of how (original creditor) records were prepared and maintained and; 8. Is unqualified to testify as to the truth of the information contained in Plaintiff's Exhibit B.WHEREFORE, the Defendant prays that the Plaintiff's Exhibit B be stricken from the evidence in theabove action:Respectfully Submitted,_______________________Your Name HereYour Address HereDefendant Link to comment Share on other sites More sharing options...
creditidol Posted October 12, 2010 Report Share Posted October 12, 2010 This one sometimes is a good one to use and they dismiss their selves out of case: But people are missing the point, when these Scum bags file suit in most States you can sue for filing a fraudulent lawsuit and or use for Harassment..In Texas it is under Rule 12 or 6 i thnk...MOTION TO COMPEL DISCOVERYIN THE SUPERIOR COURT OF THE STATE OF <YOUR STATE>IN AND FOR THE COUNTY OF <YOUR COUNTY>Case No._____________________MOTION TO COMPEL DISCOVERYMIDLAND CREDIT MANAGEMENT Plaintiff Vs. Joseph Consumer Defendant(s) COMES Now Defendant, xxxxxxx, and files this MOTION TO COMPEL DISCOVERY, and requests the Court to grant such Motion based on facts stated below:1. Defendant served Discovery Requests by certified U.S. Mail to Plaintiff's attorney, xxxxxxxx, on April 18, 2005. A copy of the certified mail receipt is attached hereto as Exhibit "A."2. Defendant faxed a Good Faith letter to Plaintiff's attorney xxxxxx on May 18, 2005, requesting Discovery answers and documents, or for Plaintiff to request an enlargement of time to answer Discovery. A copy of the faxed letter is attached as Exhibit "B."Respectively, 12 O.S. Section 3237 E.:"FAILURE OF PARTY TO ATTEND AT OWN DEPOSITION OR SERVE ANSWER TO INTERROGATORIES OR RESPOND TO REQUEST FOR INSPECTION. If a party fails:2. To serve answers or objections to interrogatories submitted under Section 3233 of this title, after proper service of the interrogatories;The court, in which the action is pending on motion, may make such orders in regard to the failure as are just, and among others it may take any action authorized under subparagraphs a, b and c of paragraph 2 of subsection B of this section."CONCLUSIONDefendant has made good faith efforts to remind the Plaintiff of his responsibilities to answer Discovery, and as of this date, no documents are forth coming nor has he communicated any request for extention. Plaintiff's lawsuit and Motion for Summary Judgement is based on documents and facts that they allegedly possess. Defendant has repeatedly requested these documents and proofs of facts, but has been denied.Respectfully submitted this _________ day of May, 2005. __________________ Link to comment Share on other sites More sharing options...
figures2000 Posted October 12, 2010 Author Report Share Posted October 12, 2010 They tried the last ditch effort to get you to succumb to them before they dismiss at the 11th hour.I think I agree with you Massive.. I think it might be to late to get a dismissal letter from the Court in the Mail though... should I call the court house the Day before??? Link to comment Share on other sites More sharing options...
BV80 Posted October 12, 2010 Report Share Posted October 12, 2010 You could call the courthouse the day before, but some lawyers will wait until the morning of the court date to dismiss, and others will meet you in the hallway and tell you they're dismissing the case. You never know. Link to comment Share on other sites More sharing options...
figures2000 Posted October 13, 2010 Author Report Share Posted October 13, 2010 You could call the courthouse the day before, but some lawyers will wait until the morning of the court date to dismiss, and others will meet you in the hallway and tell you they're dismissing the case. You never know.They will have to travel over an hour and 30 mins to the Courthouse and the Trial time is 9am =) Link to comment Share on other sites More sharing options...
Massive Posted October 13, 2010 Report Share Posted October 13, 2010 They will have to travel over an hour and 30 mins to the Courthouse and the Trial time is 9am =)Just show up and let us know about your victory as soon as you get a chance. Link to comment Share on other sites More sharing options...
figures2000 Posted October 13, 2010 Author Report Share Posted October 13, 2010 (edited) Just show up and let us know about your victory as soon as you get a chance.lol Thanks Massive... this has been going on now for 1 year and 3 months full fo stress.. cant wait for it to be overHow long do Credit card trials Run??? Edited October 13, 2010 by figures2000 Link to comment Share on other sites More sharing options...
RebelLady Posted October 13, 2010 Report Share Posted October 13, 2010 It will depend on how many other cases the lawyer has for that time slot.The last time I went, I was the only case the attorney had for that morning so it took about 10 minutes in the hallway and we never even talked to the judge. The attorney asked for a continuance and that was the end of it.In another instance, the hearing itself only took about 15 minutes but I had to sit through 6 or 8 criminal processing hearings prior to the civil cases being called. Again, mine was the only civil case being heard that morning and it only took about 15 minutes.RL Link to comment Share on other sites More sharing options...
figures2000 Posted October 13, 2010 Author Report Share Posted October 13, 2010 It will depend on how many other cases the lawyer has for that time slot.The last time I went, I was the only case the attorney had for that morning so it took about 10 minutes in the hallway and we never even talked to the judge. The attorney asked for a continuance and that was the end of it.In another instance, the hearing itself only took about 15 minutes but I had to sit through 6 or 8 criminal processing hearings prior to the civil cases being called. Again, mine was the only civil case being heard that morning and it only took about 15 minutes.RL15 min's for a Trial????? so they are fairly Quick Link to comment Share on other sites More sharing options...
figures2000 Posted October 14, 2010 Author Report Share Posted October 14, 2010 Tommorrow is the Big day... I am going to call the Courthouse today just to make sure the trial is still on... does anyone know about what time Court clerks offices close???? Link to comment Share on other sites More sharing options...
admin Posted October 14, 2010 Report Share Posted October 14, 2010 Because the evidence they submitted is so flaky, I would write down an outline of what you posted here in the form of a written motion to dismiss. List via discussion in the motion to dismiss:1. between there Affidavit and bank statements they provided me and answer to my Discovery about what the opening account number was... 2. they give 3 different account numbers.. 3. I then questioned this in Discovery and they sent me a Affidavit from the OC claiming all 3 Numbers was from the same account.. 4. the Affidavit is blank no info about me or the the account numbers I questioned in DiscoveryI disagree with Massive - if they've submitted this evidence, they have virtually already presented it as part of their case in court. Don't waive it off. Link to comment Share on other sites More sharing options...
Recommended Posts