Oka Posted October 15, 2010 Report Share Posted October 15, 2010 It is my understanding that as of July 2010 there is no more need to take the 623 dispute method and that under FCRA 623(a)(8)(D) we can now create a Direct Dispute with the OC. Under the new laws the OC has 30 days to reply. I have already begun my first Direct Dispute and sent a letter CMRR. My question is has anyone tried this? What was the outcome? What if the OC does NOT reply? Link to comment Share on other sites More sharing options...
heli_fixer Posted November 2, 2010 Report Share Posted November 2, 2010 Can anyone share a template of a direct 623 Method letter? I am not exactly sure what to right since what I have read sofar says that the wording should be "investigate" instead of "validation". Link to comment Share on other sites More sharing options...
lasvegasrealtor Posted November 8, 2010 Report Share Posted November 8, 2010 Id like to see a template also. Link to comment Share on other sites More sharing options...
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