BigJohnG Posted November 10, 2010 Report Share Posted November 10, 2010 Hello,A few months ago, I sued two collection agencies for leaving illegal voicemails and harassment. I won both lawsuits and got a total of $2000. In the agreement, the collection agencies cannot attempt to collect the debt any more. However, my credit report still shows the debts owed from the original creditor, and another collection agency. Can I get the debt removed from my credit report now? Thanks in advance. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 11, 2010 Report Share Posted November 11, 2010 No... Sounds like you have a different CA now? If you never got the underlying debt extinguished in court then it's still valid. Link to comment Share on other sites More sharing options...
cinnamngrl Posted November 11, 2010 Report Share Posted November 11, 2010 Because you sued the CAs on violations of procedure, and not about the debt it doesn't change your liability for the debt. but...who is the OC?who is the new CA?what state are you in?what is the date of first Delinquency? Link to comment Share on other sites More sharing options...
BigJohnG Posted November 24, 2010 Author Report Share Posted November 24, 2010 Cinnamngirl - I have two collection accounts that I sued on and won. The OC on both accounts is HSBC.The "new" CA showing up on my CR on one of those accounts is Arrow Financial Services. I put new in quotations because this CA showed up on an old CR before I filed suit. The CA that committed the violations to my knowledge didn't report. So I am wondering if Arrow Financial may have assigned my account to the CA that I sued. I'm wondering if I send a copy of the settlement agreement to the OC and CA if that would be enough to make my negative tradelines disappear? Thoughts anyone? Link to comment Share on other sites More sharing options...
Roms Posted November 25, 2010 Report Share Posted November 25, 2010 agree with cinnamngrl. Nothing in your settlement would show the debt is no longer valid. Your case was not about owing the debt but collection practices. I don't believe the assignee CA would have authority to negociate an offset. Link to comment Share on other sites More sharing options...
cinnamngrl Posted November 27, 2010 Report Share Posted November 27, 2010 I think that the judgments might be helpful for intimidating negotiations but it doesn't change the debt. how much is the debt? how about my prior questions? Link to comment Share on other sites More sharing options...
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