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Good Credit vs Bad credit


hardworkingman
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In the process of rebuilding credit, I have had some contradicting information. I had a bankruptcy and foreclosure 5-years ago and had several tradelines then. MOST were properly noted within BK on my CR. IS there ANY benefit of removing any of those which report from 2005 (INCLUDED/DISCHARGED BANKRUPTYCY CHP 7) -?

The comment from the credit coach I hired was to NOT TOUCH THOSE Since they could re-open/re-prioritize them on my report and cause a major score drop.

thanks for your input!

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if you go after these accounts make sure to get rid of the actual bankruptcy FIRST! then you take on the accounts afterward.

while true, if they update it will show as a recent, but if the underlying issue first, there is a much higher likelihood of the associated accounts dropping.

its been 5 years... the accounts don't hurt as much as the bankruptcy itself.

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