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I called the JDB and made a mistake, what to do next?


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Hello - Thank you for this website and wealth of information, I wish I had found it sooner.

I am a short time away from having to have my Grounds of Defense sent in and need some feedback.

Two weeks ago I called the JDB and asked if I could enter into a payment agreement with them (I now know that wa sa big mistake). I did not speak to the lawyer handling my case but a customer service rep at the the JDB. They wanted me to put $4000 down and very large monthly payments. I said that I do not have that type of money and would have to call back once I determined what I could pay them on a monthly plan, they said ok.

Since then, I have found this forum and was wondering is it still to late for me to provide a grounds of defense if I have called them and basically admitted to the debt by wanting to make payments?

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Hello - Thank you for this website and wealth of information, I wish I had found it sooner.

I am a short time away from having to have my Grounds of Defense sent in and need some feedback.

Two weeks ago I called the JDB and asked if I could enter into a payment agreement with them (I now know that wa sa big mistake). I did not speak to the lawyer handling my case but a customer service rep at the the JDB. They wanted me to put $4000 down and very large monthly payments. I said that I do not have that type of money and would have to call back once I determined what I could pay them on a monthly plan, they said ok.

Since then, I have found this forum and was wondering is it still to late for me to provide a grounds of defense if I have called them and basically admitted to the debt by wanting to make payments?

If there is nothing in writing that you agreed the debt is yours, then no big deal. Settlement offers aren't an admission of ownership, and in my jurisdiction can't be used in court. Easily handled, was trying to see if there was a way to save the courts time and resources, Plaintiff was less than cooperative and offer they made was not accepted.

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In almost every jurisdiction I have heard of, an offer to settle is not admissible to prove liability. There is usually a section to that effect in the evidence code.

People settle for all kinds of reasons. It may be cheaper than hiring a lawyer or even defending yourself in Court.

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