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Advice needed, Collection Law Center, Ft. Collins CO.


Queso Viejo
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Called Colorado office of atty regulation. The Collection Law Center PC is not a law firm, nor is its CEO Marci Russell, a licensed attorney, even though she purports to run a "20 person collection law firm."

The office indicated that in order to open a file, they need a written complaint, including copies of dunning letters, etc., mailed to:

Office of Attorney Regulation

Louise Culberson-Smith

1560 Broadway, Suite 1800

Denver, CO 80202

Once the complaint is received, they'll open up in investigation into Marci Russell and the Collection Law Center, for UPL. Go get'em!

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Now what I would do is also file a complaint with the US POSTAL SERVICE FRAUD DIVISION ( contact your local post office for assistance)...and have them go after these guys for violation of US CODE TITLE 18 CHAPTER 63 ( (frauds and swindles)....THIS JUST MIGHT EARN THESE ...A...'scuse me, uh folks some time in the slammer !( OR AT LEAST COST THEM A FORTUNE TO DEFEND THEMSELVES IN A FEDERAL COURT !!)

ANY TIME 'FALSE OR MIS-LEADING DOCUMENTS' such as they have sent via US MAIL , AND WHICH CROSSES STATE LINES IN THE DELIVERY OF THAT MAIL, then the matter becomes A FEDERAL CRIME ( especially when the document constitutes a fraudulent effort to collect money under false pretenses)...far more serious than any FDCPA violation !

Let's keep hammering away at these clowns, folks ! Eventually they will realize that "we little people" are united in a "common cause", AND WE CAN DEMONSTRATE THAT WHILE WE MAY BE "LITTLE"...BY STANDING UNITED, WE DO CARRY A VERY BIG STICK !!

Edited by Prosay
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Thanks so much for the advice. I'd never considered mail fraud.

Just google : US CODE TITLE 18 CHAPTER 63... for the definition, and penalty for mail fraud.

I ref this law anytime I reply to a debt collector...must make them stop and think...cause I never hear from them again !!

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original creditor was B of A, the first CA was Fred Hanna a$$. out of Atlanta.

LOL !!...good ole' FRED !! Well Mr. Fred is on the hot seat once again ! The news media has been all over him in recent months..the latest being CBS NEWS in Atlanta...they are all over him like stink on s...uh , a rotten potatoe.

Freddy Boy's attorney, Dennis Henry just got canned just before Christmas !

I received a dunning letter from Dennis Henry a few years ago pertaining to a delinquent credit card account, and one of the laws I ref was the USC Title 18 Chapter 63 ( Mail fraud)in my reply...Mr Henry must have decided that it was in his best interest to pass on me...never heard from him again.

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I thought I was working out a settlement w/hanna's office. We'd agreed on .25 on the dollar over 4 months, when suddenly a super-super-supervisor tried to bump up the deal.

So I broke off communication with them. After that I sent them a DV letter, instead of responding it went to another CA

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I thought I was working out a settlement w/hanna's office. We'd agreed on .25 on the dollar over 4 months, when suddenly a super-super-supervisor tried to bump up the deal.

So I broke off communication with them. After that I sent them a DV letter, instead of responding it went to another CA

You need to demand a complete CHAIN OF TITLE, listing all the companies who are/have been involved in this matter with your "alleged account"

You should also demand proof that each company in that chain, indeed had LEGAL STANDING to be involved with this alleged account, by providing a copy of a bill of sale showing the amount of "valuable consideration" paid or if the present company ( Collection Agency) claims to have been assigned or retained by the OC, then demand to see a copy of the formal letter or retainer agreement ,properly executed and signed by all parties.

...and if as you previously indicated..that company is not licensed and/or registered properly...then you may have them for violating the FDCPA (making false and mis-leading statements) DECEPTIVE BUSINESS PRACTICES, COMMITTING FRAUD UPON YOUR STATE, COMMITTING FRAUD UPON YOU PERSONALLY, and if it goes to court, COMMITTING FRAUD UPON THE COURT....and that's not to mention MAIL FRAUD, as I have previously noted.

.....now when you "nail" these guys....USE A BIG OLD HAMMER TO DRIVE THE NAIL !!

IF IT WASN'T SO PATHETIC, IT WOULD BE DOWN RIGHT FUNNY TO THINK THESE GUYS HAVEN'T LEARNED YET, that the INTERNET and information sharing groups like this one is rapidly making the way COLLECTION AGENCYS conduct business completely obsolete !! These agencys need to wake up and realize that we just aren't intimidated and will no longer put up with their scare tactics....information sharing has changed all of that !

THE PLAYING FIELD IS DEFINITELY BECOMING LEVEL !!

KEEP UP THE GOOD WORK EVERYONE !!

Edited by Prosay
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  • 5 months later...
Guest mistyripp

I've had run in with these folks. I just learned today that everything we've paid has not been reported as such to the credit reporting agencies:confused:

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  • 2 months later...

Last month I received a letter from a local attorney representing Colorado Collection Law, accompanied by a stack of bills from the OC. the letter said they had fulfilled the requirements of the Fair Debt act. (not a registered letter)

Since then I've called the OC, they told me that as far as they were concerned the acc. was w/Fred Hanna & have no other info.

Suggestions anyone

Queso

Edited by Queso Viejo
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Let the OC know that Hanna is not handling the account...and that there are significant regulatory violations that have occurred. Mention the lack of licensing, the UPL and the FDCPA violations- all of which the OC will ultimately be paying for (since they usually assume liability if their CAs **ck up).

In other words, play the CAs against the OC and see what happens...could be a benefit in your favor.

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  • 2 weeks later...
Today I was served, local attorney representing, or working for or possibly an owner of the Colorado Collection Law Center. What should be my next move?

Respond and defend. Move for discovery to prove standing to sue, asking for a complete CHAIN OF TITLE and BILL OF SALE documenting every sale of the debt from OC to plaintiff.

Hopefully this thread doesn't get ignored because the first posts in it are from last year. I almost did.

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Original CA was Fred Hanna Assoc. out of Georgia. After I sent the DV with no response, Colorado Collection Law Center turned up using a local attorney. So I sent them a DV, to which they responded some weeks later by sending me a big pile of credit card statements, & a letter demanding pmt but nothing else.

I've recently contacted the OC, as far as they're concerned Hanna is still the CA.

I suspect that Hanna has sub'd it out to these guys since Hanna isn't licensed to collect in Wyoming.

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