smurfette in nyc Posted January 9, 2011 Report Share Posted January 9, 2011 It's been a long time since I posted on this forum, it's very good to see both long-time regulars and new members actively contributing here. A big thank you and best wishes for this new year to everyone!Now to my troubles...I have a judgment from 2009. I have been paying it off solely by wage garnishment. Each of my pay stubs has shown the original amount, and how much I have paid to date, which is being handled by a local marshal. Out of the blue last week, I receive a dunning letter from an infamous debt collector/JDB we all love to hate, stating that my judgment remains unpaid. The letter also states that the judgment was formerly with the previous debt collector I was dealing with, but is now being handled by them. Of course I quickly sent them a debt validation letter, BUT, I am totally confused here. What happened to the original creditor? The former debt collectors DID NOT own the debt, they were attorneys who represented the OC. Does the OC even still own this debt, or did they sell it to this new JDB who sent me the dunning letter? How do I find out?What makes me even angrier is the language "remains unpaid"...I've already paid over a third of this judgment off! Am I entitled to some kind of accounting statement from the marshal? If anyone has any insight or guidance to offer me here , I would really appreciate it. Link to comment Share on other sites More sharing options...
Guest usctrojanalum Posted January 9, 2011 Report Share Posted January 9, 2011 Judgments can be sold, and it is quite common. An assignment will eventually have to be filed with the Clerk of the Court where the judgment was docketed. You can ask the Marshall for a letter requesting the current balance and how much has been paid to date, but in my experience with them they are very unpleasant people I think it's because in the police world they are like second class citizens or whatever. Link to comment Share on other sites More sharing options...
smurfette in nyc Posted January 10, 2011 Author Report Share Posted January 10, 2011 Thanks for the reply. I guess what I need to figure out next is whether or not collection of the judgment can continue until that assignment is filed, since I'm assuming that it was not. Link to comment Share on other sites More sharing options...
609dad Posted January 13, 2011 Report Share Posted January 13, 2011 Smurfette, if it is convenient, go to the court house records and see if an assigment of the judgment has been filed. Don't deal with an alleged judgment assignee unless there is absolute proof that he is clearly the judgment assignee of record. Link to comment Share on other sites More sharing options...
Recommended Posts