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Oregons new House bill HB3656, prevents 2nds from judgements?


pineville23
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I just found this for those in Oregon. After foreclosure with the 1st, this bill prevents 2nds (or assignees) from being able to sue, get judgements, or selling the note to collection agencys. As long as the 1st and 2nd were done on the same day with the same mortgage company. Even if the second was sold immediately to another bulk mortgage buyer. Is this correct?

Also, if the house was foreclosed and sold, (by the 1st.) Then the second becomes an unsecured loan and can be discharged during a bankruptcy. Is this also true?

Edited by pineville23
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