Average Auto Loan Rate/Payment

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Just looking to see if anyone has a ballpark percentage figure/monthly payment on used vehicles these days. We're looking at a 2002 Ford F150 and the dealer told us Wells would finance at 12.99 % for 42 months on 11,448 and the payment would be $346.

Now, we don't have any negs on our reports, but I just re-established positive trade lines from I think 2005.

Does anyone think we'll be able to get a better rate anywhere or anytime soon.


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