ProtectingMom

Credit reports, how to moniter

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How do you access your reports from the 3 main companies when you are monitering for a dispute? I have pulled my one free report from each, but now how do I proceed? I need to check to see if a dispute with a CA will be updated to disputed.

I looked into IdentityGuard, thinking they had daily updates, but they only update from the 3 bureaus every 3 months- isn't that a bit too long for monitoring?

I am obviously missing the information I need to effectively keep track of these reports... help.

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I'm a NEWBY but for what it's worth.....

GOOGLE >> Equifax online dispute

Go to that site.

Enter the information requested. You do NOT need a report number. Leave that field blank. (It's on top of the form) AND you do not need to pay anything.

Hope this works for you.

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How do you access your reports from the 3 main companies when you are monitering for a dispute? I have pulled my one free report from each, but now how do I proceed? I need to check to see if a dispute with a CA will be updated to disputed.

I looked into IdentityGuard, thinking they had daily updates, but they only update from the 3 bureaus every 3 months- isn't that a bit too long for monitoring?

I am obviously missing the information I need to effectively keep track of these reports... help.

I have IdentityGuard, and although they do update every three months, you do get an alert whenever there is any activity.

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identityguard is UNreliable at best. My Experience anyhow.

Also, the quarterly credit report is NOT really a credit report. It merely gives you any info on new accounts and some changes that were made. Inaccurate.

At least mine was.

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I'm looking for a 'service' to get all three, real reports that I can continue to monitor as I proceed through this process. I probably want to have access to the reports for the next six months.

I bought a 3 bureau report from TransUnion (transcredit) website and I was not that impresses. Additionally, navigating their site involves being bombarded with shameful and sneaky 'click here' opportunities to spend more money.

thanks for any help...

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I use Credit Check Total and can pull all three reports daily. It's about $22/month. I have been thinking of switching to USAA, though because I have been told it's cheaper and you can also pull daily.

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Try mycreditkeeper.com You can get all 3 reports and scores. The first 30 days is free. If you keep the service it is 9.99 a month. It will give you a break down of your scores and tell you the reason.

thanks jonah 797, this is what I've been looking for. Are you still using mycreditkeeper? I think I'll give them a try as well.:-)

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