Hitman33 10 Posted February 25, 2011 Report Share Posted February 25, 2011 Is it worth the time trying or should I just accept them & build new, good credit going forward?Do you they need to have some paperwork to prove the charge off?Anybody had any success getting charge offs removed? Link to post Share on other sites
momof5 992 Posted February 25, 2011 Report Share Posted February 25, 2011 May I suggest you read the stickies for newbies? Link to post Share on other sites
Hitman33 10 Posted February 25, 2011 Author Report Share Posted February 25, 2011 I read through most it but I couldn't find any answer.I did a lot of research on Google, & it seems that people seem to sayA. You have to be persistent.B. You have to dispute, dispute, disputebut eventuallyyou will succeed.Does anyone here have any experience with this? Link to post Share on other sites
Hal Jordan 133 Posted March 4, 2011 Report Share Posted March 4, 2011 I just had a charge off from HSBC Bank removed. I sent them a pfd letter and never heard back from them. After 35 days I disputed it online and it was deleted in less than a week. I'm not sure if HSBC just didn't have the records anymore or what but it's gone from my CR now.Perhaps you'll have the same luck. Link to post Share on other sites
yyzjohn 12 Posted March 7, 2011 Report Share Posted March 7, 2011 Yes but time consuming, difficult and takes a bit of balls. I got two deleted after I took them to court and fought them for some months. On the other hand, every situation is different. It just depends. It can't hurt to dispute, dispute, dispute! Link to post Share on other sites
