princesscc01 Posted March 4, 2011 Report Share Posted March 4, 2011 I had a warrant in debt court date. I have now received the BOP. It states that the last payment on the account was received on 1/10/2008. SOL is 3 years for this type of account which would be 1/10/2011. They sent this paperwork before this date but court wasnt until 2/2011. Is this still considered past SOL?Background on me: I have not worked and been unable to pay since 1/2008. I have no income besides child support and my husband has the only income in our account and its not his debt and it was before we had met. I have a car that is in my mothers name first AND my name second.They included statements from the OC Chase Bank USA, N.A., but not from a zero balance (they state that the account was opened on 7/1/2006, but statements are from 12/2006.So can I use SOL on this? Should I take it to court or should/can I try to settle before, even though I have no way of paying anyways? Any help is greatly appreciated.Thanks Link to comment Share on other sites More sharing options...
Guest usctrojanalum Posted March 4, 2011 Report Share Posted March 4, 2011 I had a warrant in debt court date. I have now received the BOP. It states that the last payment on the account was received on 1/10/2008. SOL is 3 years for this type of account which would be 1/10/2011. They sent this paperwork before this date but court wasnt until 2/2011. Is this still considered past SOL?No, they have the case filed timely. SOL would not be a successful defense based on the information you provided. Link to comment Share on other sites More sharing options...
KentWA Posted March 5, 2011 Report Share Posted March 5, 2011 Actually I would invoke SOL in your defense. Do you know that the 1/10/2008 date is acurate? It would not be the first time that some JDB or CA made up a date that fit the SOL timeline. It appears to be close enough that I would challange it myself. Link to comment Share on other sites More sharing options...
chiquita55 Posted March 5, 2011 Report Share Posted March 5, 2011 I am curious. I always see the initials CA in these forums. What does it stand for?? Whats a CA? I know a JDB is a junk debt buyer and an OC is the original creditor but can't figure out the CA. thanks Link to comment Share on other sites More sharing options...
skippy1960 Posted March 5, 2011 Report Share Posted March 5, 2011 CA= Collection Attorney Link to comment Share on other sites More sharing options...
nrgins Posted March 6, 2011 Report Share Posted March 6, 2011 CA= Collection AttorneyI've been using CA to mean "Collection Agency" this whole time (meaning any type of collection agency, whether JDB or other). Link to comment Share on other sites More sharing options...
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