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Help with medical collections


bigbark1
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Ok here is the deal. Insurance is in wifes name we owe for the birth of our kid. Hospital sent all bills in wifes name, she did not keep me informed. Now the bill at collection agency. They sent everything in her name untill now. Now the have both our names on acct. and when I called like the letter they sent, they did not want nothing to do with working with me. They just said we are going to sue you. This was the first letter with my name on it. I know I am and will be responsible for this, but do not have the money at the present time to pay them.

Any advice, can I dv them to buy time?

Edited by bigbark1
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Guest usctrojanalum

What is your ultimate goal? medical collections can be nasty to deal with. What kind of bill is it? Is it a doctors bill or a facilities bill (hospital). In my experience doctors are easier to deal with than hospitals.

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Well I know I am reponsible for the debt. I just do not have the money right now(if the wife would have told me I could have been making payments to the hospital to avoid collections) My thing is the only letter to come in my name is a threat of lawsuit, I do not want that. The ca will not play ball. No payments all or nothing. They stated that they tried to deal with it but she hang up on us, (she did that b/c they called her at work) They just told me that they were going to sue and did not want to set up payments

I quess my main question is since they never had my name on any of the bills before, can I dv them, or is there anything I can do to help convince them to play ball.

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Guest usctrojanalum

Send off a DV if you want, it can't hurt. If they are taking the all or nothing stance, you should probably just let them sue you. To be honest, you actually do gain a little negotiating leverage back if they do sue you. If you answer and show up to Court, they might be more willing to take a settlement at that time, rather than show up to pre trial conferences, case management hearings or anything else they might do where you live.

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