madmader Posted March 7, 2011 Report Share Posted March 7, 2011 (edited) I have several collections with a CA and I know that they are valid. I have spoken with them several times, and they have provided me copies of the original bills from the OC. (a hospital)I have asked over the phone and also in writing for a PFD, and they have said no everytime. They tell me that the OC will not allow them to do that.So, here is my thoaght... 5 of the 6 collections are small, less than 200 dollars. One is around 1200 bucks, and will take some time to get the money for it. So if I go ahead and pay them, they said they will mark them as PAID. What about waiting a month and then going and doing a dispute to try and get them removed then... Once they are paid, the CA has no reason to keep it on my record.What do you guys / gals think? Edited March 7, 2011 by madmader Link to comment Share on other sites More sharing options...
BV80 Posted March 7, 2011 Report Share Posted March 7, 2011 First make sure the CA is not really a JDB who has purchased the debts. If it really is a CA who is collecting for the OC, you can pay and then dispute, but they are under no obligation to remove their TLs as long as their entries are accurate. Link to comment Share on other sites More sharing options...
madmader Posted March 7, 2011 Author Report Share Posted March 7, 2011 Yah, I know it is truely a CA. It is a small local shop in Monroe, WI. The OC is a hospital in Illinois. It has been a few months since I sent them a PFD, maybe it is time to try again. Maybe they have gotten the hint that I will not give them what they want, until I get what I want! lol...My ex-wife really messed up my credit. We have been divorced 4 years now, and I have been able to remove 7 collections just by disputing that she created for me with just my name on them. I am down to 8 left, and I think I am going to have to pay these ones... hoping they will all take a PFD. Link to comment Share on other sites More sharing options...
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