thebone Posted March 9, 2011 Report Share Posted March 9, 2011 I just called the post office to check on the cost of postage. I was told the letter was $.44, certified $2.80 and return receipt is $2.30 for a grand total of $5.54. I then have 17 TL for TransUnion alone which makes it $94.18 I will end up in another collection just trying to pay for my postage. Is this the correct amount everyone is paying or did I calculate it wrong and how can I cut some corners to save some money? Link to comment Share on other sites More sharing options...
getting_ahead2 Posted March 9, 2011 Report Share Posted March 9, 2011 Yes $5.54 is the correct amount that I am paying for postage on cert mail with return receipt. Link to comment Share on other sites More sharing options...
GertschMom1121 Posted March 9, 2011 Report Share Posted March 9, 2011 Could you save time and mail them all in one?Say I'm disputing 3 items from EX, can I list them all on one letter? I was going based off a sample letter from the site. I think it was Sample 5. Link to comment Share on other sites More sharing options...
thebone Posted March 9, 2011 Author Report Share Posted March 9, 2011 Damn I'm going to have to take out a stinking loan to pay for the postage and with my bad credit I will be paying more interest.... So its going to cost me 100 bucks and its only one CRA, I have the two other ones also. Damn catch 22, you need to pay to get better credit but you need better credit to get the loan to get better credit, my head is spinning,,,,LOL Link to comment Share on other sites More sharing options...
thebone Posted March 9, 2011 Author Report Share Posted March 9, 2011 GertschMom1121, yes we could put more then one TL per letter, there is pro's and con's when we do this. Sending on TL per letter cost more but we are insured that the one TL will be addressed. Putting multiple TL's per letter is cheaper but it is possible for one of the TL's to get lost in the shuffle. I'm not sure which way I'm going to handle this, have to sleep on it tonight, Link to comment Share on other sites More sharing options...
creditcrunched Posted March 9, 2011 Report Share Posted March 9, 2011 I'm sure you could put all your disputes in one letter. But considering there is a data entry clerk most likely not getting paid much more than minimum wage inputting god knows how many of these letters a day, I think the safest bet would be to do them individually. All 3 bureaus now have online disputing but according to a mod sticky above one shouldn't do that. However, before I was aware of this I did use the online dispute and had 3 negative TLs deleted that way. YMMV. Link to comment Share on other sites More sharing options...
Prosay Posted March 9, 2011 Report Share Posted March 9, 2011 I just called the post office to check on the cost of postage. I was told the letter was $.44, certified $2.80 and return receipt is $2.30 for a grand total of $5.54. I then have 17 TL for TransUnion alone which makes it $94.18 I will end up in another collection just trying to pay for my postage. Is this the correct amount everyone is paying or did I calculate it wrong and how can I cut some corners to save some money?Prepare an INVENTORY LIST, itemizing and identifying each of the 17 TL included in your package, and include with your cover letter.address your letter to: General Manager of Accounts ResolutionC/O ( THE CRA TO WHOM ADDRESSED)Include in your letter, " I hereby certify under penalty of law that the information contained in this request, identifying 17 trade lines by line item, requiring investigation and or deletion, and this letter has been sent certified mail, returned receipt requested on this date , the ___________ of_____, 2011.SIGNED____________________ This___________day 0f____________, 2011.NOTARY_______________________SIGNATUREDATENOTARY STAMP(YOUR BANK OFFICER SHOULD BE ABLE TO NOTARIZE)(IT WILL BE DIFFICULT FOR THE CRA TO IGNORE THE 17 ITEMS) Link to comment Share on other sites More sharing options...
thebone Posted March 10, 2011 Author Report Share Posted March 10, 2011 That is a great suggestion, Thank you Link to comment Share on other sites More sharing options...
donqII Posted March 10, 2011 Report Share Posted March 10, 2011 You could by pass the return receipt and do online checking.Once you get the delivery confirmed online, print it out. Link to comment Share on other sites More sharing options...
Prosay Posted March 10, 2011 Report Share Posted March 10, 2011 You could by pass the return receipt and do online checking.Once you get the delivery confirmed online, print it out.Very true, but the green card shows the SIGNATURE of the individual who received the mail...the online site shows only the time and date delivered, and not always the individual's name. Link to comment Share on other sites More sharing options...
Hal Jordan Posted March 10, 2011 Report Share Posted March 10, 2011 (edited) You don't need to send certified with return receipt requested to the CRA's.. you only need to do that to CA's and OC's.In fact you shouldn't send Certified with return receipt to the CRA's as it pisses them off.I honestly wouldn't worry about putting them all in one letter if I were you. It is fine to do so. It's not that big a deal. Yours is not going to be an overnight process and patience here is going to be necessary to get through this. Send your disputes itemized in one letter to each CRA.And WRT to online disputes. I've had some pretty good success with that. Why not give it a go before you start stressing and spending $100 on postage?Again... CRMRRR is only for CA's and OC's.. Regular mail works fine with the CRA's (despite what you might think).. And Online is a decent option to atleast try especially for those on a very tight budget.Good luck! Edited March 10, 2011 by Hal Jordan Link to comment Share on other sites More sharing options...
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