diamonddan73 Posted March 10, 2011 Report Share Posted March 10, 2011 I sent FPB a 623 dispute letter last month. They sent me two letters in response. One letter was telling me that the account was opened on an exact date but the could not send me the application because it was opened online or by phone. The second letter told me I would have to pay 3 dollars per copy if I wanted the statements. I drafted a letter letting them know of their violations and was going to sent it to them on the 30th day which is the 15th. Well today I got a letter letting me know that they are deleting this account with the four major credit reporting agencies becasue it is not mine!!!!!!! It should take 30 to 60 days to update. How great would it be if EQ,TU, or EX verified it after the date of deletion the letter!!! Link to comment Share on other sites More sharing options...
getting_ahead2 Posted March 10, 2011 Report Share Posted March 10, 2011 Congrats! By the way, what's FPB? Link to comment Share on other sites More sharing options...
diamonddan73 Posted March 10, 2011 Author Report Share Posted March 10, 2011 First Premier Bank Link to comment Share on other sites More sharing options...
amaurym Posted August 26, 2012 Report Share Posted August 26, 2012 Can you PM the letter you send them and to who, I will really appreciated. Link to comment Share on other sites More sharing options...
callofduty Posted August 28, 2012 Report Share Posted August 28, 2012 I sent FPB a 623 dispute letter last month. They sent me two letters in response. One letter was telling me that the account was opened on an exact date but the could not send me the application because it was opened online or by phone. The second letter told me I would have to pay 3 dollars per copy if I wanted the statements. I drafted a letter letting them know of their violations and was going to sent it to them on the 30th day which is the 15th. Well today I got a letter letting me know that they are deleting this account with the four major credit reporting agencies becasue it is not mine!!!!!!! It should take 30 to 60 days to update. How great would it be if EQ,TU, or EX verified it after the date of deletion the letter!!!Can you post or PM the 623 letter? Link to comment Share on other sites More sharing options...
Amerikaner83 Posted August 29, 2012 Report Share Posted August 29, 2012 To the people requesting the 623 letter, do NOT hold your breath. 623 letters, like everything, are tailored to specific situations. Besides, this thread is over a year old already, don't hold your breath on a reply.To everybody - click here or check out my "credit repair primer" link in my sig for FAQs and a further explanation of "letters" and why we don't copy from others... ... Link to comment Share on other sites More sharing options...
thunder2z Posted August 29, 2012 Report Share Posted August 29, 2012 A creative way to use section 623 is to send the creditor a certified letter that contains only a blank sheet of paper - the goal is to get them to sign for it. If you would like to try the process contact me because there are forms that need to be used and a sequence that has to be followed Link to comment Share on other sites More sharing options...
Amerikaner83 Posted August 30, 2012 Report Share Posted August 30, 2012 A creative way to use section 623 is to send the creditor a certified letter that contains only a blank sheet of paper - the goal is to get them to sign for it. If you would like to try the process contact me because there are forms that need to be used and a sequence that has to be followedhahaha really? suuuuuuure...And I'm the Queen of Sheba. Link to comment Share on other sites More sharing options...
diamonddan73 Posted September 19, 2012 Author Report Share Posted September 19, 2012 PM's sent. Good luck!!!! Link to comment Share on other sites More sharing options...
daherc Posted September 21, 2012 Report Share Posted September 21, 2012 was this on an account that was sent to collections? written off? what? Link to comment Share on other sites More sharing options...
diamonddan73 Posted September 25, 2012 Author Report Share Posted September 25, 2012 I can't remember to tell you the truth. I was betting on the fact that they had no records and I won the bet. Prove it or remove it!!!!!!!!! Link to comment Share on other sites More sharing options...
energizer Posted September 25, 2012 Report Share Posted September 25, 2012 Can you PM the letter you send them and to who, I will really appreciated Link to comment Share on other sites More sharing options...
80chrisgomez Posted September 25, 2012 Report Share Posted September 25, 2012 thunder2z - Can you PM your process Link to comment Share on other sites More sharing options...
Amerikaner83 Posted September 25, 2012 Report Share Posted September 25, 2012 Can you PM the letter you send them and to who, I will really appreciatedthunder2z - Can you PM your processNo.See my above explanation. Link to comment Share on other sites More sharing options...
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