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Am I legally entitled to pay intrest?


minxcomp1
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I have a collection for a dentist bill from 2006. The total was $700'ish and the CA is now harassing me for $1000'ish. If I go to the dentist office and pay the original bill, am I still responsible for the extra that the CA tacked on? I am pretty sure that they will just sell the remainder to another CA to try and collect, but can I be sued over the extra amount?

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I have a collection for a dentist bill from 2006. The total was $700'ish and the CA is now harassing me for $1000'ish. If I go to the dentist office and pay the original bill, am I still responsible for the extra that the CA tacked on? I am pretty sure that they will just sell the remainder to another CA to try and collect, but can I be sued over the extra amount?

I once asked a lawyer if I could be sued for something that was going on in my life at the time and his reply was "Anyone can sue you for anything. Whether or not they have a case, or win is a whole other ballgame." I always thought that was a reasonable and sound answer to my question. With that being said, yes, you can be sued, but you would have to look into your contract or explanation of benefits package as to what interest, if any, can be charged.

Edited by workingpoor
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Guest usctrojanalum

The CA probably did not just tack it on, I can almost guarantee you that the dentist had an interest/late fee provision on his patient intake form. I've never seen a dentist that did not have an interest/late fee provision if payment is not received timely.

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OK.. so I will call the dentists office and see what they have for an outstanding balance.. Whatever it is, can the CA get whatever they tacked on other than that? And if I pay the dentists office their balance, will that restart the SOL on the collection account?

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can the CA get whatever they tacked on other than that?

If I were you, I would err on the side of caution and assume they can. But like I said, whether or not if they can successfully sue you for it is a whole other ballgame. As for the SOL, check out this link, it may be helpful to you. In some states, just agreeing to make a payment will restart the SOL.

http://www.statuteoflimitations.net/illinois_statute_of_limitations.htm

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