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Amex offering payment plan


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Hi Group:

Amex if wanting me to pay SOMETHING on an account I defaulted on. The amount is $90. As I get back on my feet I am looking to actually settle with them. My thinking is to avoid a lawsuit by them and stay on the payment plan until I get back on my feet and work out a settlement. Is this advisable or is there another way to deal with this?


Edited by da6cents
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